Call or Text Us 925-737-1560 ☰ ˟
Logo
  • Home Page
  • Products
    • Apartment Owners Insurance
    • Automobile
    • Business & Commercial
    • Commercial Property Insurance
    • Earthquake
    • Flood
    • General Liability Insurance
    • Homeowners
    • Office Insurance
    • Renters
    • Umbrella
    • Workers Compensation
  • Get A Quote
    • Auto Insurance Quote FormsImage of right arrow
      • Auto Insurance Quote
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • BOP Quote Request
    • Commercial Property Insurance Quote FormsImage of right arrow
      • Apartment Owners Insurance
      • Light Industrial Building Quote
      • Office Building Insurance Quote
    • Earthquake Insurance Quote FormsImage of right arrow
      • Earthquake Quote Request
    • Flood Insurance Quote FormsImage of right arrow
      • Flood Quote Request
    • General Liability Insurance Quote FormsImage of right arrow
      • General Liability Quote Request
    • Homeowners Insurance Quote FormsImage of right arrow
      • Home Insurance Quote Request
    • Office Insurance
    • Other Quote FormsImage of right arrow
      • Danville Home, Auto and Umbrella Insurance
      • Lafayette Home, Auto and Umbrella Insurance
      • Livermore Home, Auto and Umbrella Insurance
      • Oakland Insurance
      • Pleasanton Home, Auto and Umbrella Insurance
      • Walnut Creek Home, Auto and Umbrella Insurance
    • Renters Insurance Quote FormsImage of right arrow
      • Renters Quote Request
    • Umbrella Coverage Quote FormsImage of right arrow
      • Umbrella Insurance Quote
    • Workers Compensation Quote FormsImage of right arrow
      • Workers Compensation Quote Request
  • Customer Service
    • Auto Insurance Customer Service FormsImage of right arrow
      • Add Driver to Existing Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Request ID Card for Auto Policy
    • Homeowners Insurance Customer Service FormsImage of right arrow
      • Request Evidence of Insurance
    • Business & Commercial Insurance Customer Service FormsImage of right arrow
      • Request General Liability Certificate of Insurance
    • Other Customer Service FormsImage of right arrow
      • Certificate
  • Claims
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Frequently Asked Questions
  • About Us
    • About JSW Insurance
    • Location Map
    • Employee Directory
    • Testimonials
    • Community Involvement
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
car Auto house Home
skyscraper Commercial Property
business people Business
house keys Renters umbrella Umbrella
Home > Blog > Keeping it Affordable When Renting Your First Place
FRIDAY, DECEMBER 21, 2018

Keeping it Affordable When Renting Your First Place

Renters insuranceEvery young person knows that making ends meet might be tight when they start out. If you’re renting a property, you’ll have to pay your rent on-time, and in-full. That means making sure you have enough left over to still live a secure lifestyle. Still, saving money doesn’t have to be hard, even if you’re on entry-level salaries. Let’s talk about some of the ways you can put money away, practically, so that the rent doesn’t bite you too hard.

1. Conserve water and utilities

Sometimes water, electric and heating bills will come included in your standardized rent. However, in other cases, you will have to pay these costs separately. That’s an added expense. How can you keep these bills manageable?

  • Ration your water. Only run full dishwashers and laundry machines. Turn off the water while brushing your teeth or washing your face. Try showers instead of baths, and keeps these within time limits. Inspect the home for leaks, to reduce waste.
  • Lower your electricity usage. Turn off the lights when you leave the room. Don’t let ovens or other appliances run unless you are using them. Set timers to turn off appliances automatically.
  • Reduce strain on heating and cooling systems. Most people keep their thermostats a little cooler in the winter and a little warmer in the summer. That way, the HVAC system won’t have to work as hard, and thus won’t use as much electricity.
  • Often, you can also invest in green appliances to better track your utility usage.

2. Avoid unnecessary fees

Many landlords charge renters who break the confines of their leases. For example, if you allow another person, or a pet, to live in the house without letting the landlord know, they might have a right to fine you. It’s always best to let them know about changes in occupancy. Any changes in rent or fees might prove minimal compared to potential penalties. Review your lease to see when the landlord can levy fees for misconduct.

3. Research favorable renters insurance rates

Most renters must carry rental insurance. It will usually contain liability coverage in case you harm others or their property. It also often comes with possessions coverage for your belongings.

Research the typical coverage carried by renters in your area. Then, ask your insurance agent to help you find an affordable policy in these parameters. They can help appraise the value of your belongings, and choose liability limits. That way, you probably won’t wind up paying for coverage you don’t need. Your agent can also help you find policy discounts and policy savings.

Never neglect to pay all your bills, including rent and insurance premiums, on time, every time. The better you manage your finances, the better your financial security. Contact us for a Dublin renters insurance quote at 925-737-1560.

Posted 3:50 PM

Tags: insurance, renters insurance, dublin, california,
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • insurance(61)
  • california(43)
  • home insurance(16)
  • homeowners(13)
  • bay area(13)
  • auto insurance(12)
  • oakland(11)
  • dublin(9)
  • renters insurance(8)
  • the bay area(8)
  • business owners(6)
  • car insurance(5)
  • workers compensation insurance(5)
  • liability(5)
  • jsw insurance minute(5)
  • business insurance(5)
  • earthquake insurance(5)
  • umbrella insurance(4)
  • commercial property insurance(4)
  • commercial insurance(4)
  • safety tips(3)
  • east bay(3)
  • car safety(2)
  • property(2)
  • san francisco(2)
  • apartment renters(2)
  • fire risk(2)
  • property owners(2)
  • office building(2)
  • alcohol use(1)
  • rental car insurance(1)
  • pleasanton(1)
  • dui(1)
  • insurance claims(1)
  • free insurance(1)
  • id cards(1)
  • insurance costs(1)
  • lender placed insurance(1)
  • luxury auto insurance(1)
  • driving tips(1)
  • pileups(1)
  • paint insurance(1)
  • roadtrip(1)
  • first timers(1)
  • smartphones(1)
  • claims(1)
  • slips and falls(1)
  • medical liability limits(1)
  • traffic safety(1)
  • drug use(1)

View Mobile Version
JSW Insurance Associates BBB Business Review
trusted choice logo
Pay Now


Insure your needs today!
Social Social Social Social Social Social Social
Quick Links
Home
Get A Quote
Customer Service
Payment Options
Report a Claim
About Us
Our Carriers
Blog
Contact Us
Location Main Office
7567 Amador Valley Blvd Suite 211
Dublin, CA 94568

Phone: 925-737-1560
Fax: 925-737-1567

Mailing Address
P.O. Box 2516
Dublin, CA 94568


Powered by Insurance Website Builder